Texas Farm and Ranch Insurance

Coverage Overview

What's Typically Covered

• Ranch Liability — third-party injury on ranch and farm property
• Farm and Ranch Property — dwellings, barns, outbuildings, and equipment
• Livestock Mortality — cattle, horses, goats, and other livestock
• Crop Insurance — row crops, cotton, grain, and specialty crops
• Farm Equipment and Machinery Insurance
• Agricultural Auto — ranch trucks, ATVs, and farm vehicles
• Wildlife and Hunting Lease Liability
• Workers Compensation for farm and ranch employees

Texas: The Largest Agricultural State

Texas leads the nation in total agricultural value, cattle inventory, cotton production, and dozens of other agricultural categories. The state's agricultural landscape spans from Panhandle wheat and cotton operations to Hill Country ranches, South Texas cattle and brush country, and East Texas timber and row crop operations.

Business Insurance Brokers LLC is licensed in Texas and works with agricultural insurance carriers that understand the unique exposures of Texas farming and ranching.

Key Texas Farm and Ranch Insurance Considerations

Cattle ranch liability is a significant exposure in Texas. Open-range grazing, cattle drives, and agricultural operations along Texas roads create liability exposures that must be specifically addressed. Texas ranches with hunting leases need additional liability coverage for hunting activities and guests.

Cotton and row crop operations in the Panhandle and West Texas have unique crop insurance needs including hail, drought, and wind damage. We work with crop insurance programs designed for Texas's most significant commodity crops.

Texas wildlife and hunting lease liability is a growing insurance need as more Texas landowners monetize their property through deer leases, quail hunting, and exotic game operations.

Texas Agricultural Regions We Serve

West Texas and the Panhandle (Lubbock, Amarillo), Hill Country ranches, South Texas brush country, Coastal Bend, East Texas and Piney Woods, and farm and ranch operations throughout the state. We serve both large commercial operations and family farms.