Professional Services & Consulting Firm Insurance — Washington

Coverage Overview

What’s Typically Covered

• GL — premises and client injury liability
• Professional liability / E&O — advice errors and consulting omissions
• Commercial property — office contents and equipment
• Workers compensation for staff
• Business Owner's Policy (BOP)
• Cyber liability — client data protection
• Directors & Officers
• Commercial umbrella / excess liability

Why Our Carriers for This Class?

a leading admitted carrier rates professional services & consulting firm insurance as Preferred in their underwriting guidelines — meaning they have consistent underwriting capacity and competitive rates for this type of business. As an independent broker appointed with multiple carriers, we access their programs and combine them with quotes from top-rated admitted carriers to find you the best combination of price and coverage.

Professional Services & Consulting Firm Insurance in Washington

Engineers, architects, surveyors, and management consultants are rated Preferred by a leading admitted carrier. Professional liability (E&O) is the essential coverage for all consulting and professional services firms — GL covers premises incidents, E&O covers claims arising from professional advice or work product. Both are required, and both must be at limits appropriate for the scale and complexity of your engagements.

Coverage Details

Engineers and architects face completed-operations and professional liability exposure that extends years beyond project completion — a structural design error may not result in a claim until the building has been occupied for years. We ensure your professional liability policy includes an extended reporting period option and that your GL completed-operations coverage is continuous and at adequate limits for the types of projects you complete.

Washington — Independent Broker Advantage

Business Insurance Brokers LLC is licensed in Washington and places professional services & consulting firm insurance with top-rated admitted carriers for businesses in Seattle, Tacoma, Spokane and statewide. As an independent broker, we compare multiple carriers to find the most competitive rate for your specific operations and risk profile.