Oregon Farm Insurance

Coverage Overview

What's Typically Covered

• Farm Liability — protects against on-farm accidents and third-party claims
• Farm Property — barns, outbuildings, equipment, and structures
• Farm Inland Marine — mobile equipment, irrigation systems, harvesting equipment
• Crop Insurance — specialty crop coverage for Oregon's unique agricultural products
• Livestock Mortality Insurance
• Agricultural Auto — farm trucks, tractors, and equipment
• Agritourism Liability — farm stands, u-pick operations, and farm events
• Workers Compensation for farm employees

Oregon's Unique Agricultural Landscape

Oregon is one of the most diverse agricultural states in the US. The Willamette Valley produces world-class wine grapes, hazelnuts (Oregon grows 99% of the US supply), grass seed, hops, and a wide variety of vegetables and berries. Eastern Oregon is home to large cattle ranches, wheat farms, and onion operations. Each of these operations has distinct insurance needs that standard farm policies may not fully address.

Business Insurance Brokers LLC is licensed in Oregon and works with carriers that understand the specific exposures of Pacific Northwest agriculture.

Oregon Farm Insurance Coverage Considerations

Specialty crop coverage is especially important for Oregon farmers. Standard crop-hail policies may not adequately cover high-value crops like wine grapes, hazelnuts, or berry operations. We work with carriers offering specialty crop programs designed for Oregon's unique products.

Agritourism liability is a growing need as Oregon farms increasingly host visitors for u-pick operations, farm stands, winery tastings, and farm events. Standard farm policies often exclude or limit agritourism — we make sure your policy covers how you actually use your land.

Equipment breakdown for irrigation systems and processing equipment is critical for Oregon specialty crop operations where equipment failure during harvest can cause significant losses.

Oregon Farmers and Ranchers We Serve

Willamette Valley vineyards and wineries, hazelnut orchards, berry and vegetable farms, grass seed operations, hop yards, Eastern Oregon cattle ranches and wheat farms, Christmas tree farms, nursery operations, and farm stands and agritourism operations throughout Oregon.