Landscaping Insurance Washington

Coverage Overview

What's Typically Covered

• General Liability — third-party injury and property damage at client sites
• Commercial Auto for landscaping trucks, trailers, and equipment
• Workers Compensation — required for employers
• Tools and Equipment / Inland Marine for mowers and equipment
• Pesticide and Herbicide Applicator Liability
• Irrigation Contractor Coverage
• Snow and Ice Management Liability
• Commercial Umbrella / Excess Liability

Landscaping Insurance in Washington

Business Insurance Brokers LLC is licensed in Washington and compares multiple carriers to find competitive landscaping insurance for companies of all sizes — from solo operators to companies with multiple crews. Washington's Pacific Northwest climate — mild, wet winters and warm summers — makes landscaping active most of the year. The Seattle metro area's dense residential and commercial market creates strong landscaping demand.

Every landscaping policy we place includes the core coverages: general liability, commercial auto, workers compensation, and inland marine for equipment. We also check for pesticide applicator coverage and snow removal liability if those services are part of your scope.

The Most Common Landscaping Insurance Claims

Flying debris from mowers and trimmers causing property damage or injury is the most common GL claim for landscaping companies. Chemical damage from herbicide or pesticide over-application or spray drift is the second most common. Commercial auto accidents involving trucks and trailers are the third. We make sure your policy addresses all three without inadequate sublimits.