Landscaping Insurance Indiana

Coverage Overview

What's Typically Covered

• General Liability — third-party injury and property damage at client sites
• Commercial Auto for landscaping trucks and trailers
• Workers Compensation — required for Indiana employers
• Tools and Equipment / Inland Marine
• Pesticide and Herbicide Applicator Liability
• Irrigation Contractor Coverage
• Snow Removal and Ice Management Liability
• Commercial Umbrella / Excess Liability

Indiana Landscaping Insurance

Indiana's four-season climate makes landscaping a year-round business — from spring cleanups and summer mowing and maintenance to fall leaf removal and winter snow plowing. Business Insurance Brokers LLC is licensed in Indiana and writes landscaping insurance for companies serving residential and commercial clients across the state.

The Indianapolis suburban market — Carmel, Fishers, Westfield, Zionsville, Greenwood, and surrounding communities — has one of the most active residential and commercial landscaping markets in the Midwest.

Snow Removal Liability in Indiana

Indiana winters bring significant snow and ice events, particularly in northern Indiana near Lake Michigan (the 'snow belt' affecting South Bend, Elkhart, and Mishawaka). Snow plowing and ice management liability is one of the highest-risk activities a landscaping company can perform — slip-and-fall claims from commercial properties are common and can be costly.

We make sure your GL policy specifically addresses snow removal operations without inadequate sublimits or exclusions.