IT & Computer Services Company Insurance — Oregon

Coverage Overview

What’s Typically Covered

• GL — premises and client site liability
• Technology E&O — software errors, data corruption, failed implementations
• Cyber liability — data breach, ransomware, and network security
• Commercial property — servers, computers, and equipment
• Workers compensation for technical staff
• Business Owner's Policy (BOP)
• Directors & Officers for tech company leadership
• Commercial umbrella / excess liability

Why Our Carriers for This Class?

a leading admitted carrier rates it & computer services insurance as Preferred in their underwriting guidelines — meaning they have consistent underwriting capacity and competitive rates for this type of business. As an independent broker appointed with multiple carriers, we access their programs and combine them with quotes from top-rated admitted carriers to find you the best combination of price and coverage.

IT & Computer Services Insurance in Oregon

IT and computer services companies — software developers, managed service providers (MSPs), computer repair shops, IT consultants, and data processing companies — are rated Preferred by a leading admitted carrier. Technology E&O (professional liability) is the primary coverage for this class — a failed implementation, data corruption, or network security failure can result in client claims that exceed standard GL limits by a wide margin.

Coverage Details

Cyber liability is essential for IT companies — ironically, technology businesses are frequently underinsured for cyber exposure despite managing technology risk for clients. Your own network breaches, client data stored in your systems, and your liability for security failures all require specific cyber coverage that GL and E&O do not provide. We package technology E&O and cyber liability together for coordinated protection without coverage gaps between the two policies.

Oregon — Independent Broker Advantage

Business Insurance Brokers LLC is licensed in Oregon and places it & computer services insurance with top-rated admitted carriers for businesses in Portland, Salem, Eugene and statewide. As an independent broker, we compare multiple carriers to find the most competitive rate for your specific operations and risk profile.