Indiana Farm Insurance

Coverage Overview

What's Typically Covered

• Farm Liability — third-party injury and property damage on farm property
• Farm Property — grain bins, barns, outbuildings, and structures
• Farm Equipment and Machinery — tractors, combines, planters
• Livestock Mortality — hogs, cattle, and poultry
• Crop Insurance — corn, soybeans, and specialty crops
• Agricultural Auto — farm trucks and equipment
• Workers Compensation for farm employees
• Agribusiness GL for farm stands and direct sales

Indiana's Agriculture Industry

Indiana is a major agricultural state — ranking in the top ten nationally for corn, soybean, hog, and poultry production. The northern tier of the state (around Lafayette, Kokomo, Logansport, and Peru) is especially active in row crop production, while the southern counties have significant livestock and specialty crop operations.

Business Insurance Brokers LLC is licensed in Indiana and works with agricultural carriers that understand the specific exposures of Midwest row crop and livestock operations.

Key Coverages for Indiana Farmers

Corn and soybean crop insurance is the foundation of risk management for Indiana farmers. We work with MPCI (multi-peril crop insurance) programs as well as private crop-hail products that supplement federal crop insurance.

Hog and livestock mortality coverage is especially important for Indiana's large pork production industry. Confinement livestock operations have unique disease, fire, and equipment failure exposures that standard farm policies may not adequately cover.

Grain bin and storage coverage is critical for Indiana farmers who store corn and soybeans on-farm. Grain storage represents significant property values and has specific fire, structural collapse, and spoilage exposures.