Coverage Overview

General Liability
Completed Operations
Workers Comp
Commercial Auto
Builder's Risk
Tools & Equipment
Subcontractor Default
Umbrella

What's Typically Covered

  • General Liability — third-party injury and property damage
  • Completed Operations — defect claims after project completion
  • Workers Compensation — required for employers
  • Commercial Auto for contractor vehicles
  • Builder's Risk — coverage during active construction
  • Tools and Equipment / Inland Marine
  • Performance and Payment Bonds
  • Commercial Umbrella / Excess Liability

General Contractor Insurance in Oregon

Business Insurance Brokers LLC is licensed in Oregon and writes general contractor insurance programs with the GL limits, additional insured endorsements, and certificate management that Oregon project owners require. Oregon requires general contractors to be registered with the CCB (Construction Contractors Board) and carry both a bond and GL insurance. We handle both.

What {state_name} Project Owners Require

Most commercial construction contracts in Oregon require minimum GL limits of $1M per occurrence / $2M aggregate, commercial auto, workers comp, and umbrella coverage. Public projects typically also require performance and payment bonds. We structure your program to meet these requirements and deliver certificates when you need them for bids.

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