General Contractor Insurance Idaho

Coverage Overview

What's Typically Covered

• General Liability — third-party injury and property damage
• Completed Operations — defect claims after project completion
• Workers Compensation — required for employers
• Commercial Auto for contractor vehicles
• Builder's Risk — coverage during active construction
• Tools and Equipment / Inland Marine
• Performance and Payment Bonds
• Commercial Umbrella / Excess Liability

General Contractor Insurance in Idaho

Business Insurance Brokers LLC is licensed in Idaho and writes general contractor insurance programs with the GL limits, additional insured endorsements, and certificate management that Idaho project owners require. Boise's construction boom has made Idaho one of the most active contractor markets in the Northwest. Idaho general contractors working on public projects need performance and payment bonds in addition to GL and workers comp.

What {state_name} Project Owners Require

Most commercial construction contracts in Idaho require minimum GL limits of $1M per occurrence / $2M aggregate, commercial auto, workers comp, and umbrella coverage. Public projects typically also require performance and payment bonds. We structure your program to meet these requirements and deliver certificates when you need them for bids.