General Contractor Insurance Arkansas

Coverage Overview

What's Typically Covered

• General Liability — third-party injury and property damage
• Completed Operations — defect claims after project completion
• Workers Compensation — required for employers
• Commercial Auto for contractor vehicles
• Builder's Risk — coverage during active construction
• Tools and Equipment / Inland Marine
• Performance and Payment Bonds
• Commercial Umbrella / Excess Liability

General Contractor Insurance in Arkansas

Business Insurance Brokers LLC is licensed in Arkansas and writes general contractor insurance programs with the GL limits, additional insured endorsements, and certificate management that Arkansas project owners require. Arkansas does not require a statewide general contractor license for most residential work, but commercial projects and public contracts typically require bonding and insurance.

What {state_name} Project Owners Require

Most commercial construction contracts in Arkansas require minimum GL limits of $1M per occurrence / $2M aggregate, commercial auto, workers comp, and umbrella coverage. Public projects typically also require performance and payment bonds. We structure your program to meet these requirements and deliver certificates when you need them for bids.