Cleaning Company Insurance South Dakota

Coverage Overview

What's Typically Covered

• General Liability — property damage and third-party injury
• Janitorial Service Bond — employee theft protection for clients
• Workers Compensation — required for employers
• Commercial Auto for cleaning vans
• Employee Dishonesty / Crime Coverage
• Key and Lock Replacement Coverage
• Professional Liability for cleaning errors
• Umbrella / Excess Liability

Cleaning Company Insurance in South Dakota

Business Insurance Brokers LLC is licensed in South Dakota and writes cleaning company insurance — combining general liability, janitorial bond, and workers comp in one program. Sioux Falls is the economic center of South Dakota and has a large commercial cleaning market serving healthcare, financial services, and retail facilities.

Commercial clients require both a certificate of insurance and a janitorial bond before awarding cleaning contracts. We handle both and deliver certificates to your clients promptly.

GL vs. Janitorial Bond

General liability covers accidents — broken items, slip-and-falls, property damage from operations. A janitorial bond covers employee theft — protection for clients whose premises your staff accesses unsupervised. Both are required by most commercial cleaning clients. We package them together for the best pricing.