Coverage Overview
What's Typically Covered
- General Liability — property damage and third-party injury
- Janitorial Service Bond — employee theft protection for clients
- Workers Compensation — required for employers
- Commercial Auto for cleaning vans
- Employee Dishonesty / Crime Coverage
- Key and Lock Replacement Coverage
- Professional Liability for cleaning errors
- Umbrella / Excess Liability
Cleaning Company Insurance in California
Business Insurance Brokers LLC is licensed in California and writes cleaning company insurance — combining general liability, janitorial bond, and workers comp in one program. California's large commercial real estate market and extensive healthcare sector create significant demand for janitorial and commercial cleaning services across the state.
Commercial clients require both a certificate of insurance and a janitorial bond before awarding cleaning contracts. We handle both and deliver certificates to your clients promptly.
GL vs. Janitorial Bond
General liability covers accidents — broken items, slip-and-falls, property damage from operations. A janitorial bond covers employee theft — protection for clients whose premises your staff accesses unsupervised. Both are required by most commercial cleaning clients. We package them together for the best pricing.
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