Commercial Insurance for Wineries & Wine Producers

About Winery & Wine Producer Insurance

Wineries face a complex insurance picture — product liability for wine quality and safety, liquor liability for tasting room operations, agritourism exposure for vineyard visits and events, and significant property values for wine production equipment and barrel inventory.

Business Insurance Brokers places commercial insurance for wineries, wine producers, estate wineries, and wine brands across our 9-state service area. Wine and brandy production (SIC 2084) is rated Preferred by our carrier partners. We build programs that address product liability, liquor liability for tasting room and event operations, equipment breakdown for production equipment, spoilage and contamination coverage for wine inventory, and agritourism liability for vineyard events. We serve wineries in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Key Coverages

Unique Risks & Coverage Considerations

Wineries carry product liability for wine quality and food safety, liquor liability for tasting room operations, significant equipment and inventory values, and agritourism liability for vineyard events and wine tours. TTB compliance adds regulatory complexity.

As an independent broker, we shop the entire commercial market — including specialty and surplus lines carriers that write difficult-to-place risks. Our carrier markets rates many of these classes as Preferred, meaning consistent underwriting capacity and competitive pricing. We present you with the best available options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies, no distractions. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.