Commercial Insurance for Schools & Educational Services

About School & Educational Services Insurance

Schools and educational service businesses face general liability for student and visitor injuries, professional liability for educational services, and the property and workers comp needs of an institution serving students and staff.

Business Insurance Brokers places commercial insurance for elementary and secondary schools, junior colleges and technical institutes, libraries, data processing schools, business and secretarial schools, vocational schools, and educational service businesses. These are our carrier classes. We cover general liability for student and visitor injuries, professional liability for educational services, commercial property for school buildings and equipment, workers comp for teachers and staff, and cyber liability for student data. We serve educational institutions across our 9-state service area.

Key Coverages

Unique Risks & Coverage Considerations

Schools carry student injury liability, professional liability for educational services, and abuse & molestation liability for student-facing programs. Cyber liability for student records (FERPA compliance) is a significant and growing exposure. Private schools carry D&O liability for board decisions.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.