Commercial Insurance for Residential Landlords & Property Managers

About Residential Landlord & Property Manager Insurance

Residential landlords and property managers face general liability for tenant and visitor injuries, commercial property coverage for owned buildings, loss of rental income from covered losses, and employment practices liability for maintenance and management staff.

Business Insurance Brokers places commercial insurance for apartment building owners, operators of residential dwellings, residential property lessors, title abstract offices, and cemetery operators. These are our carrier classes. We cover general liability for tenant and visitor injuries, commercial property for owned buildings, loss of rental income, workers comp for maintenance employees, and employment practices liability for property management staff. We serve residential landlords and property managers across Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Key Coverages

Unique Risks & Coverage Considerations

Residential landlords face tenant and visitor injury liability in common areas, habitability claims, and fair housing compliance risks. Large multi-unit properties require higher liability limits. Employment practices liability is elevated for landlords with on-site management staff.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.