Commercial Insurance for Medical Device & Dental Equipment Manufacturers

About Medical Device & Dental Equipment Manufacturer Insurance

Medical device and dental equipment manufacturers carry significant product liability exposure — a device failure in a medical or surgical setting can result in catastrophic patient harm claims. Combined with FDA regulatory risk, product recall exposure, and the commercial property needs of a medical manufacturing facility, this class requires specialty insurance placement.

Business Insurance Brokers places commercial insurance for surgical and medical instrument manufacturers, orthopedic prosthetic and surgical supply producers, and dental equipment and supply manufacturers. These are our carrier classes. We work with specialty life sciences markets to place product liability for Class I, II, and III medical devices, product recall coverage, FDA regulatory defense coverage, commercial property for manufacturing equipment and clean rooms, and workers comp for manufacturing employees. We serve medical device manufacturers across our 9-state service area.

Key Coverages

Unique Risks & Coverage Considerations

Medical device manufacturers face catastrophic product liability exposure for device failures in surgical and clinical settings. FDA 510(k) and PMA compliance failures can trigger mandatory recalls. Product liability limits for medical devices often need to be substantially higher than standard manufacturing.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.