Commercial Insurance for Hotels, Motels & RV Parks

About Hotel, Motel & RV Park Insurance

Hotels, motels, and RV parks face a broad range of exposures — from guest injuries and liquor liability to property damage, cyber liability for reservation systems, and employment claims from hospitality staff.

Business Insurance Brokers places commercial insurance for hotels, motels, extended-stay properties, bed & breakfast operations, recreational vehicle parks, and campgrounds. These are our carrier classes. We build programs addressing general liability for guest injuries, commercial property, liquor liability where applicable, cyber liability for guest data and reservation systems, workers comp for hospitality staff, and business interruption for revenue loss during closures. We serve hospitality businesses across Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Key Coverages

Unique Risks & Coverage Considerations

Hotels carry guest injury liability, liquor liability where bars or restaurants operate, significant cyber liability for guest data and payment systems, and employment practices liability in a high-turnover hospitality workforce. RV parks face premises liability for campsite incidents.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.