Commercial Insurance for General & Heavy Construction Contractors

About General & Heavy Construction Contractor Insurance

General and heavy construction contractors face some of the broadest commercial insurance exposures of any industry — significant general liability with completed operations, large workers comp payrolls, major equipment values, and project-specific builder's risk requirements.

Business Insurance Brokers places commercial insurance for single-family home builders, industrial building general contractors, water and sewer pipeline contractors, heavy construction firms, masonry and stone contractors, concrete contractors, water well drillers, glass and glazing contractors, and building equipment installers. These are our carrier classes with solid market availability. We build programs covering general liability with completed operations, workers compensation, builder's risk for projects under construction, inland marine for equipment, and umbrella/excess coverage required by project owners and lenders.

Key Coverages

Unique Risks & Coverage Considerations

General contractors face completed operations liability for construction defects discovered post-completion, workers comp exposure across multiple trades, and builder's risk requirements on every project. Utility and pipeline contractors add environmental and underground facility strike exposure.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.