Commercial Insurance for Catalog, Mail-Order & Direct Sales Businesses

About Catalog, Mail-Order & Direct Selling Insurance

Catalog, mail-order, and direct selling businesses carry product liability for the goods they sell and ship, cyber liability for customer data and e-commerce operations, and the commercial property and inland marine risks of a fulfillment-oriented operation.

Business Insurance Brokers places commercial insurance for catalog retailers, mail-order houses, automatic merchandising operators, and direct selling establishments — all our carrier classes. We cover product liability for goods sold and shipped, cyber liability for customer data and online transactions, commercial property for inventory and fulfillment operations, and commercial auto for delivery. We serve catalog and direct selling businesses across Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Key Coverages

Unique Risks & Coverage Considerations

Catalog and direct selling businesses face product liability for all goods sold, cyber liability for customer data and payment processing, and product recall exposure for defective items already distributed to customers.

As an independent broker, we shop the entire commercial market — including specialty and surplus lines carriers that write difficult-to-place risks. Our carrier markets rates many of these classes as Preferred, meaning consistent underwriting capacity and competitive pricing. We present you with the best available options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies, no distractions. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.