Commercial Insurance for Business & Personal Services

About Business & Personal Services Insurance

Business and personal service companies span a wide range of professional liability, general liability, property, and workers comp exposures — from shoe repair and funeral homes to pest control, building cleaning, and equipment rental businesses.

Business Insurance Brokers places commercial insurance for shoe repair shops, funeral services and crematories, tax return preparation services, outdoor advertising businesses, advertising service companies, credit reporting services, direct mail advertising businesses, commercial photography studios, commercial art and graphic design firms, secretarial and court reporting services, pest control services, building cleaning and maintenance businesses, medical equipment rental companies, heavy construction equipment rental operations, and general equipment rental and leasing businesses. These are our carrier classes. We serve business and personal service companies across our 9-state service area.

Key Coverages

Unique Risks & Coverage Considerations

Professional service businesses carry E&O exposure specific to their service type. Pest control businesses carry contractor's pollution liability for chemical application. Equipment rental businesses carry inland marine for rented equipment and customer damage liability. Funeral homes carry professional liability and bailee exposure for remains.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.