Commercial Insurance for Banks, Credit Unions & Financial Services

About Financial Services & Banking Insurance

Banks, credit unions, and financial services businesses carry directors & officers liability, financial institution professional liability (bankers E&O), cyber liability for financial data, and significant fidelity/crime exposure for employee dishonesty — all requiring specialty financial institution insurance.

Business Insurance Brokers places commercial insurance for national and state commercial banks, federal and state savings institutions, credit unions, foreign bank branches, federal credit agencies, personal credit institutions, mortgage bankers and brokers, loan brokers, security brokers and dealers, commodity brokers, investment advisors, and financial service companies. These are our carrier classes. We work with specialty financial institution markets to build programs covering directors & officers liability, financial institution professional liability, cyber liability, fidelity/crime, and commercial property. We serve financial institutions across our 9-state service area.

Key Coverages

Unique Risks & Coverage Considerations

Financial institutions carry D&O liability for board and management decisions, professional liability for lending and investment advice, significant cyber liability for financial data, and fidelity exposure for employee theft and fraud. Regulatory compliance adds complexity across all state and federal licensing requirements.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.