Commercial Insurance for Auto Repair Shops & Automotive Service Businesses

About Auto Repair Shop Insurance

Auto repair shops carry garage liability and garage keepers legal liability for customers' vehicles in their care, workers comp for technicians, and the property risks of operating an automotive service facility with paint booths, lifts, and specialty equipment.

Business Insurance Brokers places commercial insurance for auto body and upholstery repair shops, exhaust system repair shops, automotive glass replacement businesses, transmission repair shops, general automotive repair garages, automotive repair shops, carwash operations, and automotive service businesses. These are our carrier classes. We cover garage liability, garage keepers legal liability for customer vehicles, workers comp for automotive technicians, commercial property for shop equipment and paint booths, and commercial auto for test drives and courtesy vehicles. We serve auto repair businesses across Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Key Coverages

Unique Risks & Coverage Considerations

Auto repair shops carry garage keepers liability for customer vehicles damaged while in their care, workers comp for technicians using power tools and lifts, and environmental/pollution liability for used oil, antifreeze, and paint solvents. Carwashes carry slip-and-fall and vehicle damage liability.

As an independent broker, we shop the full commercial market — including our carrier markets and other A-rated carriers that write these classes as Acceptable — and present you with competitive options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.