Commercial Insurance for Apparel & Clothing Manufacturers

About Apparel & Clothing Manufacturer Insurance

Apparel and clothing manufacturers combine product liability for consumer goods, workers comp for production employees, and commercial property for manufacturing equipment and finished goods inventory — all requiring a manufacturing insurance program built for the garment industry.

Business Insurance Brokers places commercial insurance for men's and women's clothing manufacturers, children's apparel producers, specialty garment makers, canvas and textile product manufacturers, and accessories manufacturers. Apparel manufacturing is a our carrier class across many SIC codes — meaning strong market availability and competitive pricing. We cover product liability for clothing defects and labeling failures, workers comp for sewing and cutting operations, commercial property for equipment and inventory, and product recall. We serve apparel manufacturers across Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Key Coverages

Unique Risks & Coverage Considerations

Apparel manufacturers face product liability for clothing defects, chemical exposure in fabrics, and consumer safety failures. Workers comp risk is elevated in sewing, cutting, and pressing operations. International supply chain complexity adds product recall exposure.

As an independent broker, we shop the entire commercial market — including specialty and surplus lines carriers that write difficult-to-place risks. Our carrier markets rates many of these classes as Preferred, meaning consistent underwriting capacity and competitive pricing. We present you with the best available options for your specific operation, location, and loss history.

States We Serve

We place commercial insurance for California businesses in Los Angeles, San Francisco, San Diego, Sacramento, San Jose, Fresno, Long Beach, Oakland, Bakersfield, Anaheim and statewide — alongside our existing markets in Washington, Oregon, Idaho, Nevada, Arkansas, South Dakota, Pennsylvania, Texas, Indiana, and California.

Why Choose Business Insurance Brokers?

We are 100% focused on commercial insurance — no personal auto, no homeowners policies, no distractions. That means deeper expertise, stronger carrier relationships, and better outcomes for your business. When you work with us, you get a dedicated commercial broker who understands your industry.